By AAA Wisconsin

The first rule of thumb is to be as calm and courteous as possible. Avoid the impulse to argue with the other driver.

Next, move your car off the road, switch on your emergency flashers, and set out flares, if available, to warn oncoming motorists. Be sure to call the police if anyone is hurt or needs medical attention.

Then get all the facts. Exchange names, addresses, driver's license numbers and insurance information with the other driver. Record license plate numbers, descriptions and directions of the vehicles involved, and the names and addresses of any witnesses. Also make note of the location.

If the police are unable to come to the scene, go directly to the nearest station to report the accident. Then contact your insurance carrier as soon as possible to file your claim. Remember to carry proof of insurance in your vehicle.

Reproduced with permission from AAA Wisconsin.

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